Consumer Information

Finding Answers

Consumer Credit Products

CSC Credit Services is an Equifax affiliate and is considered the largest independent consumer reporting agency in the United States. CSC Credit Services owns credit files in 15 mid-western and central states and they are reported through the Equifax credit reporting system.

Consumer Assistance Services

CSC Credit Services provides trained personnel and other services to help consumers request and receive a copy of their credit report, file a dispute under the Fair Credit Reporting Act, and obtain answers to other credit-related questions.

Credit Reports

You are entitled to receive one free credit disclosure every twelve months from each of the nationwide consumer reporting companies or you may request a free copy of your credit file under the Fair Credit Reporting Act (FCRA) if you meet certain criteria. Click credit report for more information.

Disputes

If you believe that any item of information contained in your credit file is incomplete or incorrect, we will investigate the item. You can initiate an investigation online - click dispute to learn more.

Fraud and Active Duty Alerts

Victims of identity theft or fraud can add a Fraud Alert, also known as a Security Alert, to their CSC Credit file. You may also add an Active Duty Alert for military personnel. Click alerts for additional information.

Security Freeze

A security freeze prohibits a consumer reporting agency from releasing a consumer file relating to the extension of credit involving that consumer without the express authorization of the consumer. Click security freeze for details on how to add a security freeze to your credit file.

Frequently Asked Questions

Click FAQs for answers to most commonly asked questions.


If you have a question not shown in the FAQs, please Contact us so that we may assist you.



Credit Services